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Crossroads Sign - Consolidate, IVA, Bankruptcy

Struggling with debt and don't know where to turn?

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Debt Management
There are a number of options available to you to help reduce your overall debt. We work with some of the most experienced partners in the country enabling you to get free access to some of the best debt solution advice around.  

Debt management consolidates your debt into one low affordable payment without requiring any further borrowing. Whatever the size of your debts, repay them at a level you can afford. You make one affordable payment to our debt management partner who will distribute this amongst your creditors.

Debt Management – The process

Our debt management partner will take a financial statement from you which will detail your income and necessary outgoings. If your contractual payments exceed your disposable income then our debt management partner will use this as evidence to support the fact that you cant afford your current payment levels. In accordance with the 1974 Consumer Credit Act unsecured creditors cant ask for a payment that is more than your disposable income.

Make your enquiry now
Do I Qualify For Deb Management?
Check Box Tick Do you have 3 different creditors?  
Check Box Tick Can you afford to pay £100 a month?  
Check Box Tick Are you struggling to meet your monthly repayments?  

If you answered ‘yes’ to the above questions then you would qualify for a debt management programme.

Our debt management partner will only recommend a debt management plan if they feel that this is the most suitable option for you. They will advise you if your circumstances are more suited for an IVA, remortgage, debt consolidation, or even just budgeting.
 
Why Debt Management?
Check Box Tick No need to put your home at risk Check Box Tick No charges for late or missed payments 
Check Box Tick No need to get involved in legal proceedings Check Box Tick Flexibility
Check Box Tick No need for creditors to contact you Check Box Tick Lower payments
Check Box Tick One Payment    

What is an IVA?

An IVA is a formal agreement between you and your creditors whereby you repay what you can afford after which the outstanding debt is written off.

Check Box Tick Reduce debt up to 70% Check Box Tick Stop freezes interest on your debt
Check Box Tick Allows you to be free from debt in 5 years Check Box Tick Avoid Bankruptcy

 
 
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Legallyconfused.com is a trading name of Legally Confused Ltd. Legally Confused Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities CRM24526.Registered in England and Wales Company Registration Number 07276468 Registered Office 199 Heywood Road Prestwich Manchester M25 1LB